The AFN team works with specialty programs every day. Here’s a quick look at what may fit your situation.
Bank Statement Loans
Designed with self-employed borrowers in mind.
For business owners and self-employed borrowers whose tax returns may not fully reflect their cash flow, bank statement programs may provide another way to document qualifying income.
Designed for self-employed borrowers
May use eligible bank deposits to help document income
Personal or business bank statement options may be available
Financing designed around investment-property cash flow.
Debt Service Coverage Ratio loans may allow qualifying real estate investors to use the property's expected or existing rental income as a key part of the qualification process rather than relying solely on traditional personal-income documentation.
More flexibility for borrowers with unique financial situations.
Non-Qualified Mortgage programs can provide additional options when a borrower's income, assets, property type or overall financial picture falls outside traditional agency guidelines.
Alternative documentation options
Solutions for complex borrower profiles
Options for self-employed borrowers and investors
Multiple specialty lending programs may be available